理财投资

【理财资讯】国内20家银行最新利率

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为了抵御冠病对经济的冲击,国家银行在7月7日宣布,再将隔夜政策利率(OPR)调低25基点至1.75%,国内20家银行也宣布跟着下调利率。

各大银行最新定期利率

为了让大家能够比较各大银行最新利率,小编准备了以下列表让大家参考看看~~~

 Base Rate Base Lending
Rate
Indicative Effective
Lending Rate*
生效日期 Sources
Affin Bank2.70%5.56% 3.30%14-Jul-20Affin Bank
Agro Bank 2.35%5.50% –10-Jul-20Agro Bank 
Alliance Bank2.57%5.42%15-Jul-20Alliance Bank
AmBank2.60% 5.45%  3.25%14-Jul-20AMBank
Bangkok Bank 3.22%5.87% 4.42%13-Jul-20Bangkok Bank 
Bank Islam2.52%5.47% –10-Jul-20Bank Islam
Bank of China2.55%5.35% –15-Jul-20Bank of China
Bank Rakyat2.60%5.58%3.40% 15-Jul-20Bank Rakyat
Bank Simpanan Nasional2.60%5.35% 3.10%15-Jul-20Bank Simpanan Nasional
CIMB2.75%5.60% – 13-Jul-20CIMB
CitiBank 2.40%5.55% 3.20% 13-Jul-20CitiBank 
HongLeong Bank2.63%5.64% – 10-Jul-20HongLeong Bank
HSBC2.39%5.49% –13-Jul-20HSBC
ICBC Malaysia2.52%5.45% –15-Jul-20ICBC Malaysia
Maybank1.75%5.40%3.25% 9-Jul-20 Maybank
OCBC Bank2.58%5.51%– 13-Jul-20OCBC Bank
Public Bank 2.27%5.47% – 10-Jul-20Public Bank 
RHB2.50%5.45%3.50%  13-Jul-20RHB
Standard Chartered2.27%5.45% 3.50% 14-Jul-20Standard Chartered
UOB Bank2.61% 5.57%  3.36%15-Jul-20UOB
Note:
Indicative effective lending rate refers to the indicative annual effective lending rate for a standard 30-year housing loan/home
financing product with financing amount of RM350k and has no lock-in period.

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