【理财投资】各大银行最新定期利率Fixed Deposit #附上详细列表

最新消息！国家银行宣布隔夜政策利率保持不变！

自从国家银行在7月7日宣布，将隔夜政策利率（OPR）调低25基点至1.75%！国内各大银行也陆陆续续调低了定期利率！而国家银行在9月10日宣布维持一样的隔夜政策利率（OPR）那就是1.75%！而大多数的银行也维持和7月一样的定期利率!

国家银行	调降隔夜 政策利率（OPR）
2020年1月22日	2.75%
2020年3月03日	2.50%
2020年5月05日	2.00%
2020年7月07日	1.75%
2020年9月10日	1.75%

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Affin Bank

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FIXED DEPOSIT (Effective Rate 21/09/2020)

Tenure	Interest Rate (% p.a.)
1m	1.70
2m	1.70
3m	1.80
4m	1.80
5m	1.80
6m	1.85
7m	1.85
8m	1.85
9m	1.80
10m	1.80
11m	1.80
*12m	1.85
*13m -18m	1.85
*13m -18m	1.85
*>24m	Negotiable

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Ambank

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Conventional Fixed Deposit Rates–Effective Date: 08 July 2020

Tenure	Board Rate
1 month	1.60%
2 months	1.60%
3 months	1.65%
4 month	1.70%
5 months	1.70%
6 months	1.70%
7 months	1.65%
8 months	1.65%
9 months	1.65%
10 months	1.65%
11 months	1.65%
12 months	1.55%
15 months	1.40%
18 months	1.40%
21 months	1.40%
24 months	1.45%
36 months	1.50%
48 months	1.55%
60 months	1.55%

AmBank官方网站：https://www.ambank.com.my/eng/rates-fees-charges（点击Fixed Deposit >> Conventional Fixed Deposit）

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联昌银行(CIMB)

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Tier 1 and Tier 2 (Effective from 13 July 2020)

	Conventional FD* (Tier 1)	Conventional FD* (Tier 2)
Tenure	Board Rate (p.a.)	Board Rate (p.a.)
1 month	1.65%	1.40%
2 months	1.65%	1.60%
3 months	1.70%	1.65%
4 months	1.70%	1.65%
5 months	1.70%	1.65%
6 months	1.80%	1.75%
7 months	1.80%	1.75%
8 months	1.80%	1.75%
9 months	1.80%	1.75%
10 months	1.80%	1.75%
11 months	1.80%	1.75%
12 months	1.85%	1.75%
13-14 months	1.85%	1.75%
15-23 months	1.85%	1.75%
24-35 months	1.85%	1.75%
36-47 months	1.90%	1.80%
48-59 months	2.00%	1.90%
60 months	2.10%	2.00%

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HongLeong Bank

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Hong Leong Bank宣布从7月10日起调降定期存款利率（Fixed Deposit Rate)。

Tenure	Interest Rate (p.a.)
1 Month	1.50%
2 Months	1.50%
3 Months	1.55%
4 Months	1.55%
5 Months	1.55%
6 Months	1.60%
7 Months	1.60%
8 Months	1.60%
9 Months	1.60%
10 Months	1.60%
11 Months	1.60%
12 Months	1.60%
13-60 Months	1.60%

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马来亚银行Maybank

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Maybank宣布从7月9日起调降定期存款利率（Fixed Deposit Rate)。

Tenure	Interest Rate ( p.a.)
1 month	1.50%
2 months	1.65%
3 months	1.70%
4 months	1.70%
5 months	1.70%
6 months	1.80%
7 months	1.80%
8 months	1.80%
9 months	1.80%
10 months	1.80%
11 months	1.80%
12 months	1.85%
13-17 months	1.85%
18-24 months	1.85%
25-35 months	1.85%
36-47 months	1.90%
48-59 months	2.00%
60 months	2.10%

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Public Bank

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PB Fixed Deposit Rates- effective 10 July 2020

	Plus Fixed Deposit Rates	PB eFixed Deposit Rates
Tenure	Rate(%p.a)	Rate(%p.a)
1 Month	1.70	1.70
2 Months	1.70	1.70
3 Months	1.75	1.75
4 Months	1.75	1.75
5 Months	1.75	1.75
6 Months	1.80	1.80
7 Months	1.80	1.80
8 Months	1.80	1.80
9 Months	1.80	1.80
10 Months	1.80	1.80
11 Months	1.80	1.80
12 Months	1.85	1.85
13 Months	Negotiable	1.85
14 Months	Negotiable	1.85
15 Months	Negotiable	1.85
16 Months	Negotiable	1.85
17 Months	Negotiable	1.85
18 Months	Negotiable	1.85
19 Months	Negotiable	1.85
20 Months	Negotiable	1.85
21 Months	Negotiable	1.85
22 Months	Negotiable	1.85
23 Months	Negotiable	1.85
24 Months	Negotiable	1.85
36 Months	Negotiable	1.85
48 Months	Negotiable	1.85
60 Months	Negotiable	1.85

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兴业银行(RHB)

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Commodity Murabahah Deposit-i(With effect from 13 July 2020)

Tenure	Rates(p.a.)
1-2 Months	1.65%
3-5 Months	1.70%
6 Months	1.80%
7-11 Months	1.80%
12 Months	1.85%
13-17 Months	Negotiable
18-35 Months	Negotiable
36-47 Months	Negotiable
48 Months	Negotiable
49-60 Months	Negotiable

各大银行最新定期利率

为了让大家能够比较各大银行最新定期利率(FD)，小编准备了以下列表让大家参考看看~~~

	1 month	3 months	6 months	12 months	Sources
Affin Bank	1.70%	1.80%	1.85%	1.85%	Affin Bank
Ambank	1.60%	1.65%	1.70%	1.55%	Ambank
CIMB	1.65%	1.70%	1.80%	1.85%	CIMB
Hong Leong Bank	1.50%	1.55%	1.60%	1.60%	Hong Leong Bank
Maybank	1.50%	1.70%	1.80%	1.85%	Maybank
Public Bank	1.70%	1.75%	1.80%	1.85%	Public Bank
RHB	1.65%	1.70%	1.80%	1.85%	RHB

文章到这里就结束啦！